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Business and Finance

Grozina / Business and Finance

Five Important Events in Finance

by grozina
Business and Finance, Research
June 15, 2023

The finance industry is one that is constantly evolving, and with every passing year, important events unfold that shape the landscape of this critical sector. Here are some notable occurrences that have had a profound impact on finance in recent times: 1. The Great Recession of 2008 Perhaps the most significant event in finance in the past two decades, the global economic crisis of 2008 shook the industry to its core. Triggered by a collapse in the housing market in the United...

INCREASING CLICK-THROUGH RATES (CTR) IN THE IMPORT/EXPORT LOGISTICS INDUSTRY

by grozina
Business and Finance, Research
June 15, 2023

Import/export logistics companies face a lot of challenges in the market, and one of them is attracting clients through their marketing campaigns. With the rise of digital marketing, Click-Through Rates (CTRs) have become a critical factor in determining the effectiveness of marketing campaigns. However, in order to achieve high CTRs in this industry, import/export logistics companies need to be creative and think outside the box.  Here are three effective strategies to increase your CTRs and ultimately, customers: PERSONALIZED MARKETING MESSAGES. One strategy that...

Choosing the Right Marketing Agency for Your Business Goals

by grozina
Business and Finance, Research
May 29, 2023

Marketing plays a crucial role in the success of any business. Having a strong online presence and an effective marketing strategy is important. That's where a marketing agency can make a significant difference. But with so many options available, how do you choose the right one that aligns with your business goals? Understanding the Role of a Marketing Agency Before embarking on the selection process, it's essential to understand the role and scope of a marketing agency. A marketing agency consists...

Streamlining Success: The Workflow Process

by grozina
Business and Finance, Research
May 29, 2023

In today's fast-paced, digital-driven world, efficiency is king. Whether at home or in the office, we're always looking for ways to do things better, faster, and with less effort. This quest for productivity has led us to a concept that, while not new, has gained significant traction in recent years – workflow process. Workflow Process A workflow process, or simply a workflow, is a sequence of operations that define a job or a task, organized in the order they need to be...

Breaking Down Barriers: Overcoming Business and Marketing Silos for Enhanced Collaboration and Success

by grozina
Business and Finance, Research
May 29, 2023

The key to unlocking your company's potential lies in breaking down the barriers between departments. Business and marketing silos may seem like convenient ways to organize work, but they ultimately hinder growth and innovation. Understanding Business and Marketing Silos A "silo" in a business context refers to a department or unit that operates independently and does not effectively communicate or collaborate with other departments within the same organization. While this might sound inherently negative, it's important to recognize that silos aren't always...

Offshore Banking

by grozina
Business and Finance, Research
April 24, 2023

Offshore banking is often associated with controversy, whether it be tax evasion or money laundering. Here are some of the top controversial offshore banks: 1. HSBC: One of the world's largest banks, HSBC has been involved in several scandals over the years, including helping clients evade taxes and facilitating money laundering. 2. Deutsche Bank: The German bank has been under investigation for its role in helping Russian oligarchs launder money. It has also been accused of violating sanctions against countries like Iran. 3....

Mortgage-Backed Securities: An Alternative Investment That Yields Positive Returns to Your Portfolio and the Economy

by grozina
Business and Finance, Research
June 24, 2022

Non-QM loans provide funding for those with non-traditional sources of income or financial situations such as self-employed individuals with irregular income from several sources or foreign investors without U.S. credit who may not qualify for a loan, but have a high level of income, substantial assets and ability to pay. Since the 2008 financial crisis, non-QM loans have been categorized as "too risky." But, not every homebuyer falls into the standard mortgage lending box, nor does it say anything about their...

International Trade: A Sustainable Plan for a New Workforce

by grozina
Business and Finance, Research
November 20, 2021

As one of the export giants in the U.S. - ranking eighth out of fifty states - a large portion of exports to Latin America and the Caribbean leave out of one of the fifteen cargo ports on the coast of Florida. About 40% of South Florida’s workforce is bilingual, giving the region a unique advantage in this hemispheric trading. This was reinforced in the early 2000s as several Latin American companies established their headquarters in Miami-Dade County, making it...

Why is ESG Important?

by grozina
Business and Finance, Research
June 22, 2021

A growing number of investors are seeking out to purchase stocks of companies that go beyond granting financial returns and investing into companies that are also taking a part in making the world a better place. Environmental, social and governance investing (ESG) takes ethical considerations into financial investing and is the conscious decision to invest in companies making positive impacts.  In a survey conducted by Morgan Stanley, 75% of individual investors reported interest in socially responsible investing, and by 2019, the...